My Insurer Private Limited – Singapore based company No. 201903812R - (“we” or “us”) is the operator of the software MY INSURER -  www.my-insurer.net (the “Website”), a customer relationship tool, and the mobile application WELLNEX (the "App"), a free rewarding membership program designed to facilitate access to budget-friendly quality Healthcare, supplemented by Wellness and Lifestyle offers, calibrated thanks to Users' data profiles. 


We are committed to:

  • Follow any best practices, guidelines, requirements of the privacy and insurance policy applicable in any countries where MY INSURER operates
  • Comply to any Insurance rules, laws & regulations applicable in any countries where MY INSURER operates
  • Comply to any Data (storage, flow, ownership) protection act, laws & regulations applicable in any countries where MY INSURER operates
  • Make the user journey as enjoyable, safe, clear and lean as possible


Should you have any queries or feedback with regards to data, please send us an email to data@my-insurer.net


We have a strict and rigorous governance when it comes to collecting data. 


It includes the collection of NRIC number. To collect such, we refer to PDPC - paragraph 3 ruling

https://www.pdpc.gov.sg/-/media/Files/PDPC/PDF-Files/Advisory-Guidelines/Advisory-Guidelines-for-NRIC-Numbers---310818.pdf


  • Organisations are generally not allowed to collect, use or disclose NRIC numbers (or copies of NRIC). 
  • They may do so only in the following specified circumstances:

        a) Collection, use or disclosure of NRIC numbers (or copies of NRIC) is required under the law (or an exception under the PDPA applies); 

        b) Collection, use or disclosure of NRIC numbers (or copies of NRIC) is necessary to accurately establish or verify the identities of the individuals to a high                degree of fidelity. Collection, use or disclosure of NRIC numbers (or copies of NRIC) is required under the law (or an exception under the PDPA applies)


  • Organisations may collect, use or disclose an individual’s NRIC number (or copy of NRIC) without his or her consent if it is required under the law
  • As good practice, organisations should still notify the individual of the purpose for the collection, use or disclosure, as the case may be.



In the insurance industry, the collection of data is monitored by https://www.lia.org.sg/media/1230/mu-6215-code-of-conduct-on-pdpa.pdf

No data are compulsory unless required to underwrite and issue an insurance policy that will have been pre-approved by the users through his agent. 

It includes the collection of NRIC Number.